Drafting for Uninsured Risks

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Course Overview

This course will provide practitioners with an in-depth insight into the practice of Drafting for Uninsured Risks and the implications for both the Landlord and Tenant. It will discuss how uninsured risks can arise in multi-occupied buildings and the commercial position that a landlord or tenant can adopt in relation to the risk of damage being caused by an uninsured risk.

In addition, this course will consider how standard lease drafting in relation to insured risks need to be modified to reflect any agreed risk sharing that the landlord and tenant agree to account for any damage caused by an uninsured risk. 

What are the requirements?

  • Watch 1 hour recorded webinar
  • This course provides one CPD point

Learning Outcomes

  • On completion of this course you will:

    • Be familiar with drafting terms including insured damage, insured risk and uninsured damage
    • Understand what a Landlord insures against, the circumstances in which uninsured damage can occur and the procedure to follow should this take place
    • Be able to determine the cause of uninsured damage
    • Know what the 'default position is if no lease drafting is in place
    • Be familiar with the following rights which Tenants have and be able to advise the client accordingly:
      • Tenant’s preference for automatic termination, if uninsured damage occurs
      • Tenant's right to terminate if reinstatement is not complete and loss of rent period is expiring
      • Tenant’s right to call for reinstatement
    • Understand the issues surrounding termination after uninsured damage            

What is the target audience?

  • This course is suitable for landlord and tenant practitioners of all levels including trainees, legal executives and paralegals.



About Instructor - Richard Quenby

Richard was called to the Bar in 1985. For the next thirteen years he practised at the Chancery Bar in Manchester, where he specialised in landlord and tenant, commercial property and insolvency work.

Richard now works as a freelance writer, tutor and lecturer. His published articles have appeared in Estates Gazette, Property Week, Legal Week and The Lawyer. He is also the co-author of Flat Schemes in Residential and Mixed Use Developments, published by Bloomsbury Publishing.

Course Curriculum

recorded webinars

  • Webinar


  • Notes
    14 Page