MIB - Exclusions

Lack of Insurance – Claimant Knowledge

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Course Overview

This session will focus on the provisions of the new Motor Insurance Bureau (MIB) Uninsured Drivers' Agreement 2015 (UDA 2015), with specific reference to Clause 8, namely:

Furtherance of a Crime Exclusion: The removal of the exclusion denying compensation to a claimant where he is knowingly carried in a vehicle in furtherance of a crime, or to avoid lawful apprehension

Passenger Knowledge Exclusion: Whilst the MIB (or Article 75 Insurer) may be able to avoid liability where a claimant was allowing himself to be carried in a vehicle where it had been stolen or unlawfully taken, or was being used without insurance, the requirement is now that the claimant "knew or had reason to believe" that the vehicle was stolen or unlawfully taken / used without insurance, instead of "ought to have known".

Familiarity with the exclusions in Clause 8 of the UDA 2015 is essential if viewers are to successfully deal with the MIB.

Delivered by expert lecturer Nicky Carter, this session will ensure that viewers are up to date with the latest issues, arguments and case law in respect of UDA 2015. Consideration will also be given to the issues posed by lack of insurance, and the introduction of the new knowledge test concerning uninsured drivers, ensuring that viewers are armed with the knowledge and tools required to navigate the MIB labyrinth.

What are the requirements?

  • Watch the recorded webinar, review the slides and complete the short quiz to test your legal knowledge.

Learning Outcomes

  • On completion of this course you will:
  • • Be familiar with Clause 8 of the UDA 2015 and the impact which this will have on your caseload
  • • Accurately assess the likelihood of success, and manage client expectations of recovery, in MIB uninsured cases
  • • Have the knowledge and confidence required to in situations where the claimant is a passenger in an uninsured vehicle / where the claimant may be involved in criminal activity at the time of the accident

What is the target audience?

  • This course is suitable for qualified PI practitioners


About Instructor - Nicky Carter

Nicky has over 20 years experience as a claimant PI lawyer and works with a number of leading national firms and regularly presents courses for several of the country's largest providers of legal training. In addition she lectures on the BPTC and in the coming months will be lecturing on the CILEX level 3 and level 6 courses.

Course Curriculum

Recorded Webinars

  • Webinar

Supporting Documentation

  • Slides
    21 Page


  • Quiz


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  • Price
  • £ 70