This
session will focus on the provisions of the new Motor
Insurance Bureau (MIB) Uninsured Drivers' Agreement
2015 (UDA 2015), with specific reference to Clause 8, namely:
Furtherance of a Crime Exclusion: The removal of the exclusion
denying compensation to a claimant where he is knowingly carried in a vehicle
in furtherance of a crime, or to avoid lawful apprehension
Passenger Knowledge Exclusion: Whilst the MIB (or Article
75 Insurer) may be able to avoid liability where a claimant was allowing
himself to be carried in a vehicle where it had been stolen or unlawfully
taken, or was being used without insurance, the requirement is now that the
claimant "knew or had reason to believe" that the vehicle
was stolen or unlawfully taken / used without insurance, instead of "ought
to have known".
Familiarity with the exclusions in Clause 8 of the UDA
2015 is essential if viewers are to successfully deal with the MIB.
Delivered by expert lecturer Nicky Carter, this
session will ensure that viewers are up to date with the latest issues,
arguments and case law in respect of UDA 2015. Consideration will also
be given to the issues posed by lack of insurance, and the introduction of the
new knowledge test concerning uninsured drivers, ensuring that viewers are
armed with the knowledge and tools required to navigate the MIB labyrinth.