Written and recorded by Hannah Mackinlay
thank you for coming to watch this. 20 minutes on commercial property searches on the CPSC enquiries. So, first of all the churches, well, English. And it was just the same whether it's commercial property, residential property. So it's no surprise that you have to do more or less the same searches with a few tweaks. So which searches You drink? Well in all cases, you should do, such as the van charges approached the inquires of the local authority. But you may have additional enquiries. Commercial property you wouldn't have with the residential multi. In all cases, you should use cpfc enquiries unless something extremely unusual on you should always do water drainage inquires. Knowing that the search that you do in this case is the commercial stranger mortar such residential one as before. You can do all these in the same way. Whether you do it direct. When you do, it should report or you do it. Shoot any other system that additional searches, just like residential, depend upon the nature of the property. In its location. You may need to accommodate registration, search, mining, Scotch. Remembering that it could not just be minds off Kohl and Brian substance that could also be things like 10. Andi crab Lynn aggregates is saturated from past country. Index up searches is dealing with an unregistered land, obviously, but you might also consider doing it on index search in relation to rest. Just in case you think that there might be some reversion of your inferior interest in unrest, it land against previous owns the title Land charge searches against those that have been Sturgis Environmental Search. Now environmental is not just doing online search. It may mean that your client should get a proper environmental consultant to visit the site Desktop server. A lot of things you can fight that by looking at size. Fight about my looking at physically at that you would never understand or see if you're just looking at documentary records company Search and then any of the other unusual searches that may be appropriate circumstances. Nine Charges search. Nothing unusual there. Led authorities are required to keep a register. Certain matters, which is the local land charges register as you know this is going to go to the land, is gonna go to the laboratory and you course. But then this may reveal financial challenges Road Works treat preservation order. Smoke controlled is compulsory purchase orders. Transmissions counted restrictions on committee developments on any revocation prying questions. But in addition to that, you also have the important content. Nine. A inquires of the local authority services you've made to any district unitary or London borough. Now this has been to pass. You got the part one enquiries probe into every transaction on the part. Two ones are optional, more specialized and you choose them if appropriate. What might research reveal for lead? Authorities have massive information that could apply examples of the sort of things that may be revealed that could be important to your crimes division to buy the property, whether the road serving the property are maintained at public expense. Whether the rows of other roads and railways proposed in 200 meters, any planning applications that have been refused as well as the application be made and the enforcement it's on a stop notice has been served. Any tree preservation orders restrictions on permitted development, CBO's on any notices in relation to remediation of contaminated land and then all sorts off option addition. Choirs such as public paths put part, stopping up orders raid Old gas Registration of Commons very searches. It's capture just one funny story. Someone told me the other day that they haven't inquiry from a personal sister asking where the seller, who was the supplier off the rate on gas with property, enjoyed obviously thinking this is another operative British gas or something of that nature. So it may be appropriate, calm or on other past country to think about radar gas precautions. Now, clients all to think generally about what they want to use the pool. If they knew supermarkets planned it in the field of rear behind. This will not necessarily be revealed, so it may be appropriate to a plant. Research, which you can get from Jordan's there on the front are available to find out application for planning consent made within the previous five years within, say, 250 meters of property. I also any local development plans within 500 meters on another particular search might be one of the properties within a natural river or coastal flood plains and influence. So the search is gonna be much the same as the usual searches, possibly a few more not forgetting that when you get your drainage mortar search back, It will probably have officer dotted lines over it shown you where the adopted highways doctor drains are. And you need to check whether this is important to your clients Proposed out property on that you can get access to connecting to any of these dreams reigns as appropriate. However, the next thing to think about is the CPSC enquiries. Now, these are brilliant idea. Unfortunately, they are executed wrong badly by sisters on both sides defense because they see them as annoying hindrance. These are absolutely vital on their vital that you treat these seriously the I take the analogy of an iceberg, your land registry entries and local searches and things of that nature and lead us either about the surface, the stuff below the surface that might sink sink your deal. Are there replies to CPSC inquires. I just have a general rant now but failed special deal with this properly acting four sellers and buyers. Now the whole idea is that this transaction that is going to go through that information is going to provide when obtained, was gonna go through without any little delay assuming and proces. Okay, If you're acting for a seller, you should good practice. Tell the client that they have to give proper answers to these enquiries. And then if they simply say you must rely upon your own enquiries than A. That may be nonsense, because the only person they require the seller being that's gonna hold up while people back pause and ask other people for information. That big reason you've got from you at the outset so difficult views that many clients think that everything is the land registry. You say any deal with the CPSC is coming of you. Oh, it's all of the land registry, isn't it? These days, and they don't realize that there's very little of the land registry that have any relevance. The CPSC enquiries, and they will have to get lots of records information about asbestos and fire. Andi CGM files on rent arrears rates and reviews service charges and you name it. And again, people don't want to believe that things are as complicated as they actually are. Very quickly complained if they find that this golden property thoughts could be wonderful, actually stinks, and it has lots of problems with it so encouraged people do with these properly, too, through them, face to face with clients, or at least over the phone, and understand what things ought to be picked up. Now the good people practical. That would be easier. If you get a copy of these, you don't have to be a subscribe to get them. You can just simply go on the practical or property pages and scroll down to see them. But what's absolutely vital is to read the enquiries in Kant. In conjunction with reading the guidance notes, you can click on the right hand side, and it will extend the inquiry to reveal the guidance behind. If you're acting for Estella or actually provide, they should have black you to the sort of things that you need to pay attention to because these could affect the marketability of property or the desirability of its your client. So let's just spend some time going through the CPSC in Christ. Have a look at some of the key points there. Now, I have said before there are a whole suite of the clients you could get from a practical website. You may use some often you may only use CPSC one take. There's a CPSC seven that was introduced, which is intended to be used for relatively straight forward commercial property. So this may deal with enough of the ashes issues that you need. You may not do the full CPSC one, so I say the 1st 1 bang grease and extent I can hear you all itching to write on there. You must rely on your in glories. Well, who else is gonna ask? Yes, they can inspect it, but they need to know who has responsibility for the boundary features on whether there's many changes in the boundary features, who's paid for it, whether there are any decent plans and how this relates to what your kind thinks they're going to buy and whether there are any bankers. Despues on particular things mentioned in 8.1 point five vaults dream being the pavement overhanging eaves, rejecting signs, canopies flying free holds 1.6 goes on to cut our key areas planted equipment, room strips of land along side boundaries, door pounds, etcetera. Your client will presumably they're interested. Spending a lot of money in property have inspected it, so you need to go through them looking at the plan. Looking at what you can see on Google Street, view your satellite view working out. But what they're hoping to get is, in fact, things land but beat, so actually owns. So this should be looked at very, very carefully in inordinate amount of detail. Party rules. Is there a party or not? Again? Inspection will reveal whether or not those of all on the boundary, and the Salish would be prepared to disclose whether have any party awards the next things right benefiting property Now any of you studied landfall will know that there are lots of easements and rights that land has, which is never showed on the land registry entries because off the work saving provisions of Section 62 so generally brightest benefiting the property will pass to the buyer whether they have written down on somebody else's title register or not, right? Maybe you granted by deed, he may be prescriptive rights. That may be implied rights, etcetera. So questions have to be asked. Is there anything on the site you could see personal, which would make you think fire escapes from particular issue of people over call The time is there a fire escape. Where is the root of the fire escape on? Do you have the right to use it? Someone tell the people to property and there has elicited the usual Here in my CPSC not picked up the point that all they got with you must rely on their enquiries. Then they proceeded. Violence faction discovered that when they went into use that they open it all Mark fired or what? We could see him behind. It was a brick wall because the fire door route went over next door and there was no legal right of access across Macs or so they couldn't use the property. So this is how it's gonna end up with complaints, if not negligence. So what? Right. Easements, drains, pipes, cables, roots been stores Access service ers etcetera are expected on. Are these documented? Are they in? The deeds are prescriptive, are the implied. And if they aren't in land registry entries, how you prove they exist? I could cry statutory declarations Or is it obvious if you inspect the site so likewise? If the property or buying is subject to any rights easements, are these obvious on inspection? Are there any raised questions like gates or overhangs or cables or any other things that I mentioned above on. Are these prescriptive rights have been crying against property, So basically, you must rely on your own quite Does not cut it. Deal with this properly wall the clients about accepting rubbish answers. Title policies, Gravel run by these. What a waste of time We have title deeds. We have got time. We never got title policies because we didn't meet them because we knew exactly what the landfall somewhere Waas where all the other lands work that benefits the rights and easements. But we threw more way. I didn't but the clients. So then they got title policies. Title policies can be completely worthless pieces of paper if you haven't got the information such as what was put on a proposal for what at what was sent by the person who obtained it. I was told me the other day that they saw a title. Politics has manuscript amendments on it. Horses they are. Would they got in touch with the insurance company discovered that the insurance policy has never initiated, and it was one of these. Issue yourself and they've never paid premium, so it was completely voice. So, first of all, does the policy exist? You may have to contact the insurance company. Dying has been vitiated. There may have been annulled. Or it could have bean subject litigation already. So first of all, is the policy even. Is it that it is appropriate? What are the exceptions is not just the politics schedule one of the preconditions. Andi again look at the underlying issue and see whether or not in fact, it's an issue that could be a real issue or a theoretical issue. Title policies do not remove problems. They just stop people worrying about them for some reason. But the problem may still result, including Gatien and injunctions. So what are the policy documents have? Pick up the schedule. Have the proposal falls include any opinions, etcetera. I took the neighbouring land. Will your kind have difficulty getting access to? Perhaps walls or fences are on boundaries. Have any applications be made by the seller? How does the property in question? Seven. How do they actually gain access to a problem? Property And again, Google Street View and inspection is absolutely vital in many cases where probably has been ransomed. There are landlocked sites, ransom strips, etcetera. You cannot rely on land registry plans. You cannot scale from land Bridge three plants. They are just for indication. So make sure someone checks this on the ground and tells you what it is an issue on, clearly things like road access. One thing of what about foot access and fire escapes and all that sort of thing. So detailed information on this physical condition. I can see you already writing the words you after my your inspection. But things like asbestos and fire has to be looked at even by sellers. If you read the, um, anti money laundering report, it even says. But if you have a client who should have done in the fire inspection or this best survey has chosen not to do so, this is a criminal offence he's directing for a settler waiting to do that could be something up to report to your money laundering officer, so this stuff has to be taken seriously. It can kill people if you don't deal with it. So has there be any defects or structures or problems with investors or fire given recent events, people not hopefully See how important this is on if the climate says, Well, I'm not bothered about it. Really? You've got a warning that they could end up being prosecuted clients, And I was I was in. They know we're not bottom man. Asbestos didn't do anything about it. They got their on their completion, discovered all sorts of rubbish, put in in a barren, took it to the local waste site and then probably got arrested and cautioned for disposing of this bestest waste. Find £5000 each maximum fine because they didn't want to pay attention to the issue before. So things like asbestos on new properties often issue properties prior to say, 2002 could well be an issue. So is the report has been prepared. There will be a report. It's just someone being too lazy to get to you on this. Pestis in the same morning, five has been a fire thought there will be one. They're just too lazy to get into you. Contents Now again, what is actually included. Your client might be buying something like a a restaurant, and they're gonna be a bit nicked over there, completed. And they hope to carry on the business. And they discover that there is no recovery, no tables, no chairs, no furniture, no kitchen equipment, no fridge, no etcetera because it wasn't specified in the contract that that was part off the contents being sold. So you will need to go through it with the client saying, What things are going to be sold on? What things are going to be cat by the seller on Are these pictures are these castles are the consideration utilities and services? Very often these days there are spoke arrangements for the right supplies services, particularly gas electric, something which a punch they may need factory and deciding whether or not they can bolt this new acquisition into their group arrangement or no. So the only person to ask about this is the it says. You must make your any quiet. Who did you expect? Tells fire Safety has said before. This is serious stuff, so there will be a fire inspection that will have been kind of on the commercial property. It does not cause any problems to seven to provide a copy of that to the buyer on. If you're trying to get things through quickly, then provide a copy of it to the buyer born the client about the risks that may occur if they don't look at this properly. It is a responsibility that lands on the buyer on the moment off, completely planning and building regulations that he liked it. For any developers, you'll know that things don't get billed according to plan. If you've actually for small businesses, you'll never. They often build extensions, mezzanine floors, workshops on things without any building regulations, any planning division or anything whatsoever. They just get from it to go and build that. So clients have to be told that buying it, you need to check exactly what has Bean built, whether things new on get copies are planning consents on compare and contrast and expect this to give you proper information about any applications that being made, particularly applications for certificates or refusal to sell. So we're looking for proper information. Here you got the games knows Koshis in some considerable detail, certainly road agreements. Is there a Section 38 agreement Road agreement Section one. It's excrement these needs comprises. They need to be checked carefully. All the answers dealt stature requirements to. You can rely on your client to some extent because they will know their business, and they should know whether there is a particular concern. But there's an environmental consent or premises license for their own license or whatever, and make sure these available cdn piles they do exist on. It's just people being lazy, producing them, so that should be dealt with seriously. And she performs certificates. It's a criminal offence not to provide any PC to your buyer, so provide it. And again it's a money laundry issue. Believe it or not, Um, what we're moving on to the environmental? No, As I said before, you need to have a proper environmental survey. Qaeda by proper environmental consultant rather on my click antics won't reveal heart stuff. There's an investigation revealed. So of course, you need proper answers from a seller on whether there has been any actual enforcement against them, occupies and employees 16. What happens if your client buying a shopping center on they've not had proper information given to them? They complete it, and then they find been taken onto employees under the transfer of undertakings regulations. So are there any employees that could transfer where their caretakers or car park operators or anything else like that. And how is that going to the reflection contract? So proper ounces these questions insurance has been seen. Any insurance planes could be quite important, while also people rate. Some of you may be aware that in April 2017 there was a massive change in business rates. In some cases, the amount of race make up 50 or 100% so there could have been applications made for changes in the rate store. Appeals against rates are reachable values. You need to get an obstinate on. There isn't anyone to ask except the seller, so you must get them to give you proper offices. Nurses I gave only the sellable know whether the property so that he knows that you need an answer disputes again. Only this salad will know what this dispute, and you need a proper answer. Yes or no. Thankfully, corn holed is dead. SPL t on the science of police. Don't forget that if you take it assigned to the least, all of the rent payable from the date of the assignment may be treated as the grant of a new lease on tax may be payable on the NPV of that and that will apply. That situation would apply if the original person who took the least claimed a relief from STL t on that quickly as a result of being himself in the slight transaction. It could be a group relief transaction. It could be a grant police to a charity on you need to see, not just received, not the CRT fight. You need to see exactly what submitted in the return the calculations. In case your client has to do additional tax returns. Or if your client holds on at the end of the confessional East, they will have to pay additional taxes. B a t again. This may require accountant's advice in relations TNG see so you can see that there is a considerable amount of innovation that needs to be gone. A capital and to particular. I mentioned before he'd be looked at and dealt with properly, So that was just GPS. Yvonne. Don't forget that there are other forms you might use to. You've got CPSC to dealing with properties that sold such to existing tendencies on you got CPSC three. Where elite of a property is being granted number A CPSC fault, but it prompted Being sold is sold. CPSC Find where you're taking a surrender. CPSC 64 properties being sold something to residential tendencies. They are important. Don't forget that following the William Simple case in 1993. Simply saying not so far Celeb is aware also is implied to include a warranty that the seller has made appropriate enquiries. So no, get out there. Really. You have to give program system these to deal with it. Onda. Protect yourself from negligence, claims its clients or protect yourself, even the gates, money laundering, breaches and things about nature. So they have CPSC enquiries. Much more information than you realize you need to provide. I hope you find that useful. Thank you very much.
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